Bottom Line

BOTTOMLINE: DO WE NEED/WANT OUR OWN CREDIT UNION?

Publisher’s Commentary by Wallace J. Allen

What do you think about owning a Credit Union? Will you please take the time to respond to the short survey on page three and submit as requested…

Here is what I think…

Credit Unions are owned by their members. Credit Unions are designed to reward their members as opposed to paying dividends to investors. Credit Unions provide regular/normal/customary/traditional banking services for individual, as well as business members. Credit Unions are conveniently accessible via brick and mortar sites, as well as via the internet. 

There are some special services that should be available in our Credit Union; for instance, our churches should be able to access loans. Our small businesses should be able to access loans. Individuals should be able to access auto and home loans. Obviously, checking and savings accounts must be part of the package. All this must be conveniently available at reasonable rates! 

The Credit Union should have Directors that are known members of our community. The Credit Union should run as lean and efficient as possible so that the emphasis is on customer service. Employees and contractors for the Credit Union should be members of our community.

A mission of the Credit Union should be to serve the members and community as an economic support and development resource.

Bottomline: HOW TO SUPPORT BOB By Eating A Big Mac!

Publishers Commentary by Wallace J. Allen

Greetings and Merry Christmas! As we enter this season of holidays and goodwill, I encourage you to remember the importance and impact of where you spend and invest your money. Please, all of you, regardless of your race ethnicity or political persuasion, help balance America’s economic opportunity by supporting Black Owned Businesses (BOB) whenever possible. There are jobs that follow your spending and being that the Black unemployment rates are the highest, spending with BOB creates potential employment opportunities that otherwise do not exist for some Black males. There are several Directories of Black Owned businesses on the web. Google, “Black Owned Business Directory” and you will find a variety of directories.

As we ask your participation in supporting the economic wellness of America via supporting BOB, we will make it easier for you by highlighting businesses in the Inland Empire.

This week we are highlighting a familiar face and place. Most of us can find the time and appetite to patronize McDonalds. Yes you can support BOB by eating at certain McDonalds restaurants! The following list of McDonalds restaurants is owned and managed by Webb Family Enterprises.

Reginald Webb, the founder and patriarch of Webb family Enterprises will be my guest on this Sunday’s “Empire Talks Back” (ETB) radio show. Listen to the program at 10: 00 AM via 1050 AM in San Bernardino/Loma Linda, 102.3 FM in Riverside/Moreno Valley and 106.5 FM in Redlands/Yucaipa.

The program streams live video via www.kcaaradio.com

Webb Family Enterprises Addresses… Look for the Golden Arches
2200 N. Garey Ave Pomona, CA 91767
30 Rio Rancho Rd Pomona, CA 91766
832 N. Mountain Ave Ontario, CA 91762
860 S. Indian Hill Blvd Claremont, CA 91711
9147 Central Ave Montclair, CA 91763
1107 E. Fourth St Ontario, CA 91764
14008 Ramona Blvd Baldwin Park, CA 91706
1830 N. Hacienda Blvd La Puente, CA 91744
445 E Holt Ave Pomona, CA 91767
225 W. Valley Blvd Colton, CA 92324
8701 Baseline Rd Rancho Cucamonga, CA 91730
12549 Foothill Blvd Rancho Cucamonga, CA91730
4310 Mills Circle Ontario, CA 91764
3160 Baldwin Park Blvd Baldwin Park, CA 91706
1575 E. Highland Ave San Bernardino, CA 92404
461 S. Vincent Ave West Covina, CA 91790
8070 Monet Ave Rancho Cucamonga, CA 91739

Bottomline: Time To Play Our “Trump” Card

Publisher’s Commentary By Wallace Allen IV

Today, and every new day presents an opportunity to choose to attempt to go forward or to quit or possibly do something in between. The President Elect, Donald Trump, said things that some will find encouraging. He will rebuild the inner city and African American Community, build bridges and highways and create jobs, and he has not at this writing, mentioned building a wall!

However, many people are disappointed and possibly afraid of the Trump Presidency. I suggest that depending on government action is risky business even when you feel good about who is elected. Life is surely stressful if you feel disrespected by them. I suggest that the election of Donald Trump can and must become a good thing, and to assure our community’s success, we must play our “Trump” card!

Economic issues confronting our community require that concerned and talented community members visualize and effect plans that acknowledge our resources. Demonstrating respect for our resources and potential is a big but very achievable step. Consider that our churches deposit a estimated $500,000,000 per Monday. That deposit is not being levered. Additionally, our trillion dollar annual buying- power is promptly diluted by our propensity to immediately spend it outside of our community. Correcting that bad habit will change things very quickly. Circulating money is how a community grows itself. There can be safety and security in numbers. A community that successfully utilizes its member resources will find that others outside their community will respect that accomplishment and want to work with them also. Whether the President Elect is somehow able to do something for us or not, controlling our resources can be more beneficial than any government program.    

That a group of people can spend a trillion dollars a year and not be economically viable is a demonstration of inappropriate behavior. The fact is, behavior is something that can be corrected. In the ‘games of life’ we know that doing the unexpected, the unusual, can lead to triumph. Our community will find economic triumph by doing the unexpected, the unusual. Focusing on levering our resources and ‘vesting our money in developing our community’ is indeed, an unexpected change and definitely appropriate behavior!

In this game of economics, changing from a random, suicidal spending attitude to a focused buying/spending strategy is in effect, “playing our Trump card”!

BOTTOMLINE: Recommendations For California Propositions

Publisher’s Commentary By Wallace J. Allen

San Bernardino L & M; Charter Change… FOR… City Clerk Treasurer, City Attorney not elected   AGAINST want to vote for those positions   Measure O, Repeals S B Ban on sales N;   & P; Regulates growing and sales of MJ…

51… School Bonds, K-12 & Community College Facilities…   YES!

52… Medi-Cal Hospital Fee…       YES! BENEFITS Total Healthcare in Ca…

53… Revenue Bonds Statewide Voter Approval     YES! Though investor money develops, resident use is the ultimate payback to investors! Work done in phases is more transparent and efficient, especially when done with public money!

54… Legislature, Legislative Proceedings… YES! Requires 72 hour internet before legislation can be voted on… Video and record all Legislative meetings.

55… Tax Extension…   YES! Taxes people earning $250,000 per year to aid Education & Healthcare… (We should all look forward to qualifying to pay this tax)

56… Cigarette Tax … NO!  This 2-dollar tax is a misguided attempt to stop poor people from smoking… It is targeting poor and mentally challenged people who would probably stop smoking if they had a job with a living wage… Jobs and mental services would probably be a better means of producing the next wave of Tobacco Use Reduction… And a tax on luxury items would probably raise more money than the cigarette tax! (Possibly)

57… Criminal Sentences…   YES!     Court assignments for juveniles will be made by Juvenile Court Judges… Parole for non-violent convictions! Will not release prisoners convicted of violent crimes as defined by the California Penal Code! See page 143 of your large California Official Voter Guide

58… English Proficiency Multilingual Education… YES!     Allows parents/schools to locally determine the bilingual teaching methodology…

59… Corporations, Political Spending …   YES!   Gives California an Official Billboard stating opposition to “Citizens United”! It speaks against creating a “Corporate Humanity” class as super political contributors.

60… Adult Films, Condoms… Requires Condom use during filming… NO!   This provides no additional protection for workers and creates right to sue for uninvolved entities…

61… State Prescription Purchasing, Pricing standards… YES!   Do not worry about Big Pharmacy raising the price on the VA and thus on everyone else! The VA contract is for all 50 states! Big Pharmacy cannot raise prices in California ONLY!

62… Death Penalty Repealed… YES! Saves Money, Eliminates executing the innocent and coddling the guilty!

63… Firearms, Ammunition Sales…   NO!   How much is too much ammunition? Too expensive to enforce and is potential result worth it? One can make his own ammunition as well as build his/her own firearm… How it that going to be regulated

64… Marijuana Legalization… NO!   This Prop is too complicated… possession of one ounce is all ready legal for adults. Need a bill to decriminalize… Legalization is an economic opportunity that needs transparent regulations that allow for equal access to the industry.

65… Carryout Bags Charges (Directs funds)   NO!   Plastic bag companies need your vote to keep selling bags…

66… Death Penalty… Mend It Don’t End It…   NO!   Lawyers are the main beneficiaries of a “yes”!

67… Ban on Single Use Plastic bag Sales… NO!    Let your city decide!

BOTTOMLINE: Your vote is very important! Let’s review the Propositions.

Publisher’s Commentary by Wallace J. Allen

If you have seen any of the TV commercials or print ads regarding the Propositions, you are probably as confused as they apparently want you to be. Leading up to a forum, members of San Bernardino’s North-West PAC will join me on the “Empire Talks Back” (ETB) radio program as my guests to discuss and clarify the 17 Propositions that are on the California State Ballot. We discussed 51 thru 56 last Sunday… That program can be seen at this link   www.ustream.tv/recorded/92095530  

We will discuss Propositions 57 thru 62 this Sunday Morning on the “ETB” radio broadcast. We will review props 63 thru 67 the following Sunday, October 23rd. The NWPAC is hosting a forum on Saturday October 29th to review all 17 propositions as well as the measures on the San Bernardino City ballot. I will provide actual recommendations on the Sunday October 30th ETB program. Those recommendations will also be published in the November 3rd edition of WssNews.

ETB is broadcast on KCAA 1050-AM Radio each Sunday Morning at 10:00 with live stream video via www.kcaaradio.com and can be heard directly on your phone by dialing 832-909-1050.

The North-West PAC is presenting the forum to discuss the Propositions and San Bernardino Measures on Saturday October 29th at 2050 North Mt Vernon Ave. Refreshments will be served at the forum which begins at 9am.

BOTTOMLINE: Several Points About And As A Result Of The Clinton-Trump Debate On Monday Night…

Publisher’s Commentary by Wallace J. Allen

What can we do to get people who disagree to actually talk to each other? We must find common ground! My grandfather said, “It takes two fools to argue without seeking a solution.” My problem…When I ‘catch you in a lie’, I am left to wonder ‘how may did I miss?’

My Drug Counselor friends have suspiciously questioned the Trump Nose-sniffle that was so distractingly obvious during the opening portion of the debate, suggesting that while Hillary fortified herself with study, Trump was putting something in his nose to prepare himself for debate!

Both of the candidates apparently think my friends and I are more concerned about where they think Obama was born than what happens to the 25% of Blacks that desperately need jobs. Hillary and Donald spent too much time trying to make Black Folk be mad and scared, instead of describing plans that are encouraging and inspirational. Neither candidate spoke with passion about improving urban conditions with business development and job creation that can improve urban children’s prospects. Young people with bright futures do not seek out gang membership!

My final inspiration from the debate was to remember that while we know “a change is gonna’ come”, that the best way for us to speed the change is to ‘read to our children’ and ‘support and spend with Black Owned Businesses’ when possible. “Walk together children, and don’t you get weary”!

I would love to talk with someone who disagrees. Please call me at (909) 384-8131!

BOTTOMLINE: Police Brutality against Blacks is Becoming International Embarrassment for America

Guest Commentary by Manny OtikoSpecial to California Black Media

I have several friends in various parts of the world. Sometimes when I talk to them, the first words that come out of their mouths are, “What the hell is going on in America?”

On many occasions, I’m too embarrassed to even answer. Last week was one such occasion. Two African-American men killed in Baton Rouge and Minnesota were the latest casualties in a string of troubling police brutality cases – too many of them fatal.

The situation has gotten so bad that at least three countries — the Bahamas, the United Arab Emirates and Bahrain — have issued travel advisories warning their citizens about coming to the United States. Can you blame them? If you’re a citizen of these countries and you’re considering sending your son or daughter to college here, there is a very real fear that he or she could be killed in a random encounter with the police.

The United States of America views itself as the most powerful nation on the planet and the standard bearer of global human rights.  However, there are some major problems in American society, especially the way it treats racial minorities. This fact is pretty glaring when you look at the statistics.

More than half of the people with wrongful convictions who have been freed from death row are Black, according to The Innocence Project. The organization is a national legal advocacy group whose mission is to free innocent people who are imprisoned.

Results from a close look at New York Police Department (NYPD) data is similarly troubling. Those statistics reveal that even though the New York Police Department (NYPD) stopped and frisked Black and Latino men at a higher rate, White people in America are statistically  more likely to be found in possession of drugs and firearms. That is a problem.

America’s treatment of racial minorities, especially Black men, is increasingly becoming an international embarrassment. How can the United States in good conscience criticize treatment of citizens in countries notorious for human rights abuses around the world when police murdering African-American men are becoming so commonplace at home?

These cases are also compromising America’s status as a moral leader in the world. They have the potential to hurt the country’s tourism industry and may significantly impact the United States being regarded as the most-desired destination on earth for international students seeking  higher education degrees.

China, often called out for ill treatment of its citizens by the international community, cited America in a 2013 report on human rights abuses. The report stated, “If the United States wants to be the self-proclaimed human rights judge of the world, though China and most countries do not agree, it first needs to sweep its own doorsteps.”

Some international critics are even calling on the United Nations to investigate human rights abuses in the Unite States. They usually point to the mass incarceration of Black men; the flawed death penalty system, which has likely killed hundreds of innocent people; the American prison system, which is rife with rape, torture and exploitation; and extra-judicial killings by the police.

Historically, the legal and law enforcement systems have not been the greatest defenders of Black human rights. This has lead to a widespread  lack of trust and frustration among African Americans when it comes to  police officers and the courts.

Although cities seem pretty happy to pay millions of dollars to the families of victims of police abuse, those payments do not compensate for the lives lost. And they do nothing to repair the damage to America’s image in the world.

Baltimore, for example,  has paid almost $6 million to the victims of police abuse since 2011.

According to the New York Post, the city of New York paid more than $185 million to settle claims against the NYPD in 2011. Last year, the city paid the family of Eric Garner, the Staten Island man choked to death by local police, $5.9 million.

As famed NYPD whistleblower Frank Serpico said in a 2014 Politico article,”the police are out of control.” And they don’t take too kindly to anyone who has the temerity to point out their crimes. Ramsey Orta, the man who videotaped Eric Garner’s fatal encounter with the NYPD, was recently sentenced to four years in jail after being followed, singled out and investigated by the police. Feidin Santana, the man who videotaped a South Carolina cop shooting a black man in the back, initially feared coming forward. Maricopa County Sheriff Joe Arpaio, who has been called the “worst cop in America,” runs his county like a corrupt, third-world despot. Arpaio had former District Attorney Andrew Thomas target anyone who spoke out against him. And when The Phoenix New Times ran stories critical of the Maricopa County Sheriff’s Department, Arpaio had the paper’s founders, Michael Lacey and Jim Larkin, thrown in jail on minor charges. The charges were dropped five days later and Maricopa County settled the case for $3.75 million.

Additionally, police officers rarely face harsh punishment for their crimes. For example, former Bay Area Rapid Transport officer Johannes Mehserle served less than two years in jail for killing 22-year-old Oscar Grant in 2009.  

The legal system continues to turn a blind eye to the widespread human rights abuses of Black people in America. Until it does, America will continue to lose its standing as a moral leader in the world and diminish its authority to challenge human rights abuses in other nations.


 About the Author

 Manny Otiko is Southern California-based journalist who was born in Nigeria and raised in the United Kingdom. 

BOTTOMLINE: Negotiating Drug Prices Will Make Affordable Health Care More Affordable

Publisher’s Commentary by Wallace J. Allen

Congress is preventing Medicare from performing one of the basic elements of cost savings. An element that is critical to the profit line and in some cases critical to the survival of a business. Negotiating based on all of Medicare’s clients creates a lower cost per unit than if each individual insurer negotiates its own price. Bulk negotiation and purchasing is the answer! Bulk purchasing via direct negotiations with drug manufacturers by Medicare could save billions of dollars.

The 2003 overhaul of Medicare included a concession to the pharmaceutical industry that prevents Medicare from negotiating drug prices directly with the manufacturers… Instead, the individual insurers pay for drugs based on their individual fragmented negotiations, a process which guarantees higher prices.

The drug prices for the Veterans Health Administration and Medicaid, which are negotiated by the federal government, are much lower than those paid by Medicare. A recent study by Carlton University and Public Citizen, an advocacy group, found the negotiated prices are generally 1/3 less than those paid by Medicare. Medicare pays the highest prices on the planet, for drugs manufactured in the USA. The same drugs are exported around the world and delivered for prices that are more often than not, one-tenth of prices in the USA. The same study estimates that negotiating Medicare’s cost could save 16 billion dollars per year.

Supply/Invest in low or no-cost education for students who contract to repay with a commitment to social service, such medical school med, in exchange for five years of low-cost service to be provided over a 20 year period.

The Sweet and Sour Of The San Bernardino Run Off Elections

BOTTOMLINE… Publisher’s Commentary By Wallace J. Allen

Bessine Littlefield-Richard

Bessine Littlefield-Richard

San Bernardino 6th and 7th wards elected their City Council members in a special election on Tuesday. Bessine Littlefield-Richard won the 6th ward seat and incumbent, Jim Mulvihill won the 7th ward seat. I congratulate them both for executing and winning hard fought campaigns and I fully expect that both will work to the benefit of their constituents and the City!

I do think that all four of the candidates were good and I hope that Roxanne Williams and Scott Beard, the unchosen ones, will continue participating in San Bernardino’s “quest for excellence”. The City needs progressive thinkers and vigilant activists to take advantage of it undeniable resources. A bankrupt San Bernardino is still a better place to live and raise a family than much of the rest of the nation.

San Bernardino’s potential is worth the effort to achieve.  The world is waiting for San Bernardino to develop its Route 66 entertainment strip… San Bernardino is the West Coast transportation hub waiting to happen! Our international airport is ready to ship and receive freight from all over the planet. The warehousing is already here. Inland Empire universities and hospitals have earned international acclaim… The weather and area beauty, snow-capped mountains as a backdrop to sunshine and palm trees, make San Bernardino one of the great places on the planet!

It is important that as we create winners, that we do not allow ourselves to create losers. Ours should not be a “winner take all” atmosphere, especially when we are choosing from people who want to aid in our “quest for excellence”.

As I congratulate Bessine Littlefield-Richard and Jim Mulvihill for their victories, I also congratulate Roxanne Williams and Scott Beard for their efforts and encourage them to continue to participate in San Bernardino’s “quest for excellence”!

Mourners Salute “Saint” Dorothy “Mommie Helen” Pryor-Rose

Mommie Helen

Mommie Helen

BOTTOMLINE… Publisher’s Commentary By Wallace J. Allen

The passing of Dorothy Pryor Rose, known as “Mommie Helen,” was acknowledged on Tuesday at a lovefest disguised as a memorial service. The celebration of Dorothy’s life suggested that the sweetest thing at Mommie Helen’s Bakery, the celebrated home of peach cobblers, potato pies, red velvet cake and other “desert-heaven” items… That the sweetest thing was not the deserts, the sweetest thing was Dorothy Pryor-Rose herself, the Mommie Helen!
The recurring theme of the memorial service was “Dorothy was so very nice to me”… “Dorothy was the smile that never went away”… “Dorothy was the forgiver”… Dorothy was my inspiration” and on and on… But nothing I heard was as powerful as what I already knew.
You see, Ms. Dorothy had proven to be a member of the “Band of Angels” on the day that I first met her… The bakery had recently opened and we had completed our first meeting discussing advertising. I was leaving to meet my wife to take her for a very important Dr. Appointment, but my car would not start!  To make a long story short, despite just meeting me, Ms. Dorothy gave me the keys to her car saying, “Go take your wife to the doctor”!
She did not buy advertising from me, but Mommie Helen’s never really needed advertising because of the constant echoes from the screaming accolades and praise that apparently are caused each time someone bites into one of her cakes, cobblers or pies.
So though Mommie Helen’s Bakery will still produce cakes, cobblers and pies that will make you scream with joy, its sweetest item, Mrs. Dorothy Rose-Pryor, has moved on to a new heavenly address! All of us who knew her will miss her, because we will surely remember her.