The National Council on Aging (NCOA), a trusted national leader working to ensure that every person can age well, is warning that the financial hardships created by the COVID-19 pandemic will push between 1.4 and 2.1 million more older Americans into poverty, and older adults with the least wealth will be the hardest hit.
That is the sobering conclusion of a recently published NCOA and LeadingAge LTSS Center @UMass Boston issue brief that looks at historical data from the 2008 recession and applies those findings to today’s economic and public health crisis.
“Recent history shows us that older adults suffer significant declines in net wealth during large and unanticipated economic downturns,” said Dr. Susan Silberman, NCOA Senior Director, Research & Evaluation. “A case in point is the Great Recession that began with the collapse of financial markets in 2008. A common trend seen across those aged 60 and older, regardless of age group or retirement status, was a decrease in total net wealth and taking on greater debt during times of recession.”
The issue brief also found that retired older adults were better able to weather the financial storm thanks in part to retirement benefits and Medicare. These findings underscore the importance of a societal safety net for older adults during times of economic upheaval.
Although the analysis focused on the potential financial risks to older adults during an impending recession, COVID-19 adds a health component that will likely have devastating consequences for this age demographic on top of any economic impacts.
“We know that health vulnerability and financial vulnerability overlap, which makes it crucial to consider how both of these factors will intersect for our nation’s older adults,” Silberman said. “Taking into account both the economic effects of a recession and the heightened health risk to our older citizens will be vital for navigating the impact of COVID-19 during this time of uncertainty.”
You can receive internet connection for as low as $10. This is not an advertisement, it’s a public service announcement.Local Inland Empire non-profits are working with the California Public Utilities Commission to connect residents to high-speed, inexpensive internet through the California Emerging Technology Fund during the COVID-19 pandemic.
You may even be eligible for a complimentary Chromebook if you are in a Frontier serviceable area!
To qualify and get high-speed internet provided by Spectrum, Human-I-T, AT&T, Frontier or Comcast, call one of the authorized organizations below:
Ch.I.C.C.C.A.A.A Call/Text: (909) 406-9372 or (909) 454-7129 Email:access4IE@gmail.com
CNBC—- Another 4.3 million workers are expected to have filed state unemployment claims last week, bringing the total number seeking benefits to over 26 million since states started shutting down in the second half of March to stop the spread of the coronavirus.
The number of jobs lost rose to 22.025 million over the prior four weeks, erasing nearly all of the 22.442 million jobs recovered since the Great Recession. During the financial crisis the number of jobs lost totaled 8.7 million.
“The pace of losses is slowing, but the pain is compounding,” said Diane Swonk, chief economist at Grant Thornton.
Economists are closely watching Thursday claims data, expected at 8:30 a.m. ET, because it is for the week ending April 18, the same week the government conducted its survey for the monthly employment. Claims in the previous week totaled 5.245 million, and it was the fourth week of claims filings in the multiple millions.
“It’s a critical week because it gives us the best real-time picture of what the job losses will be in April, which will be the worst month of the recession and the worst month ever,” Swonk said. Swonk said because of the government’s methodology and the furloughed status of some workers, the total number of nonfarm payrolls lost in April is not likely to be as high as the claims, but it will still be shockingly high.
Economists also say the unemployment rate could be 15% or more in April. Claims data has provided insight into what happened as the economy closed down, first with restaurant workers, retail employees and other service workers. The layoffs then also hit manufacturing and now they are expected to have broadened out even further. The filings of claims are also expected to have been delayed because of the sheer volume of the sudden layoffs overburdening state unemployment processors.
Rhea Thomas, Wilmington Trust economist said the weekly claims report should also confirm that the filings probably peaked, when they surged to 6.615 million in the week ended April 4.
“I still think it could be in the millions next week, but I think the trend could be declining,” she said. “I still think some of the layoffs are still in the process of happening … It does feel like we’re going to have a couple of months of disruption.”
On Wednesday, April 22, the Joint Center hosted an online briefing with Chairman of the U.S. House Committee on Education and Labor Bobby Scott (D-VA) on education and workforce priorities for Black communities in future stimulus legislation. The conference explored the exacerbated disparities faced by Black communities and the need for a stimulus package that advances equity for Black workers, businesses, and student success.
The expert respondents included:
The Education Trust President and CEO & Former Secretary of Education John King
National Urban League Senior Vice President for Policy & Advocacy and Executive Director of the Washington Bureau Clint Odom
National Education Association Vice President Becky Pringle
National Black Worker Center Project Executive Director Tanya Wallace-Gobern
Joint Center Vice President Jessica Fulton (moderator)
This Daily Update (Monday through Friday) will share important news, information and resources related to how we are battling and getting through the coronavirus pandemic. We are here for you. #SBCountyTogether
Daily Stats
1,608 Confirmed Cases | 77 Deaths 4.8%
Fatality Rate | 14,885 Tested
Drive-Through Testing Locations Weeks of April 20 and April 27, 2020
Monday through Friday – Arrowhead Regional Medical Center
400 N. Pepper Ave., Colton8:00 a.m. to 4:00 p.m.
Appointment ONLY, call 1-855-422-8029
Friday, April 24 – Ruben S. Ayala Park
14225 Central Ave., Chino10:00 a.m. to 2:00 p.m.
Appointment ONLY, all appointments filled
Monday, April 27 – LoanMart Field (“Quakes Stadium”)
8408 Rochester Ave., Rancho Cucamonga10:00 a.m. to 2:00 p.m. Appointment ONLY, at
County residents who are displaying any symptom of COVID-19 now or over the last two weeks can get tested at the drive-through events. Symptoms of COVID-19 include: fever, cough or shortness of breath. Appointments can be made at Arrowhead Regional Medical Center by phone, and for other locations at http://sbcovid19.com/ (when the appointment window for each event opens). Events are free of charge and do not require health insurance. County Public Health is also conducting testing at select nursing facilities for at-risk seniors living at those facilities.
Important FAQs Regarding the Opening this weekend of County Parks and Recreation Areas
In accordance with a County Health Order signed today (view order here), starting on Saturday, April 25, the County of San Bernardino is opening County-operated parks and lakes and allowing the opening of city-owned and private parks, lakes, trails, and golf courses on a limited scale for passive recreation. We recognize that a great part of our overall health depends on our ability to enjoy the outdoors, and our county has some of the greatest recreational opportunities in all of Southern California. The following Frequently Asked Questions address the re-opening, and are available on the County’ COVID-19 website. Further questions can be directed to individual facilities, or the County’s COVID helpline at (909) 387-3911. We will do our best to address other questions in future updates.
What is opening?
All County owned parks, trails, and lakes will be open for passive recreation on a limited scale. The County is also allowing the opening of city and privately owned parks, trails, lakes and golf courses. Please check with individual facilities regarding their plans to open.
What is ‘passive recreation’?
Passive recreation means that our San Bernardino County residents can enjoy individual activities like wildlife observation, walking or hiking, biking, boating, and participating in non-contact sports like golf or tennis with members of their households.
Who can use parks, trails, lakes, and golf courses in San Bernardino County?
Although San Bernardino County’s recreation areas are usually open to everyone, every American is being asked to respect the guidelines of individual states and municipalities. To meet the Stay at Home guidelines for the State of California, we are asking that residents stay within the boundaries of their residing counties to flatten the curve and prevent the spread of COVID-19. In other words, at this time we are strongly discouraging out-of-county residents from visiting our outdoor recreation areas.
What is the safety mandate for visiting these outdoor areas?
All facilities will adhere to the mandate of practicing social distancing and wearing face coverings. All facilities open to the public must add signage advising visitors that social distancing and face coverings are required. If you are planning to visit our outdoor spaces, understand that restrooms and many businesses in and near these sites will remain closed. Short-term rentals continue to be closed, and restaurants are only available for take-out. Facility operators assume responsibility and liability for operating under the County health order.
What outdoor venues remain closed?
The following outdoor recreational facilities are mandated to remain closed:Outdoor amphitheatersPublic or community swimming beaches, pools, and spasCampgrounds or camp areasNote: Camping in open areas of the County, such as those managed by the U.S. Forest Service or the Bureau of Land Management, is allowable only by individual campers and members of households. Group camping is not allowedAmusement parks or carnivalsOutdoor conference centers
ParksWhat activities are allowed?
HikingBikingRock climbingSkateboarding (where allowed)Tennis, pickleball and racquetball (where allowed, and only by those who share a household)Wildlife observationDog parksParking in parking lots for passive recreation activity
What facilities are not open? What activities are not allowed?
The following remain closed due to state mandates related to public gatherings.PlaygroundsPicnic/BBQ areasCamping areasBasketball courts and baseball/softball/soccer fields for team activities
Can I visit with friends in the park if we maintain social distancing and wear masks?
Public gatherings outside your immediate household are not allowed.
LakesWhat activities are allowed?
Boating (motor boats, canoeing, kayaking where allowed, and only by those who share a household)ParasailingWater skiingFishing (by boat and by shore)Parking in parking lots for passive recreation activity
What facilities are not open? What activities are not allowed?
The following are closed due to state mandates related to public gatherings.Swim beachesOn-premise dining facilities or restaurants (take-out is allowed)Restrooms
Can I have people in my boat?
In line with public gathering mandates, immediate household members are allowed in one boat.
Will marinas be able to rent boats?
Boat-rental businesses will remain closed.
TrailsWhat activities are allowed?
Off-road and dirt trails for hiking, biking and 4x4ing (where allowed)Equestrian activitiesHang glidingRock climbing
Golf CoursesWhat activities are allowed?
GolfingTake-out dining
What activities are not allowed?
Golf tournaments and other fund-raising events
What facilities are not open?
Clubhouses and restaurantsGymsSwimming poolsHair and nail salons and spas
How will these measures be enforced?
Operators of recreational areas, including golf courses, shall monitor activity and advise those who are not complying with safe practices to do so. If compliance cannot be achieved, facilities will be closed. If widespread noncompliance occurs, the passive recreation allowance will be rescinded countywide.
Video Health Spotlight: Symptomatic vs. Asymptomatic Transmission
Dr. Troy Pennington, ER Physician from Arrowhead Regional Medical Center, gives us the straight talk on what we mean by “symptomatic vs. asymptomatic transmission.”
LOS ANGELES, CA— Hospital Corpsman 2nd Class Alton Sinclair, from Ontario, Calif., wets fiberglass casting material during orthopedic training aboard the hospital ship USNS Mercy (T-AH 19) April 7. Mercy deployed in support of the nation’s COVID-19 response efforts and will serve as a referral hospital for non-COVID-19 patients currently admitted to shore-based hospitals. This allows shore base hospitals to focus their efforts on COVID-19 cases. One of the Department of Defense’s missions is Defense Support of Civil Authorities. DoD is supporting the Federal Emergency Management Agency, the lead federal agency, as well as state, local and public health authorities in helping protect the health and safety of the American people.
SAN BERNARDINO, CA— Rep. Pete Aguilar announced over $47 million in federal funding to support Inland Empire colleges and students during the coronavirus crisis. The funding, which was appropriated by the CARES Act, provides $26,243,781 for California State University, San Bernardino (CSUSB), $6,732,563 for San Bernardino Valley Community College, $3,388,020 for University of Redlands, and $11,446,484 for Chaffey College. The CARES Act requires that the at least 50 percent of all funds go toward direct relief for students in the form of tuition assistance, financial aid, meal programs and other student services.
“The Inland Empire’s students, colleges and universities have always been points of pride in our community. This funding will help these institutions keep their doors open and continue serving students during this difficult time. It will also help students and their families navigate the financial hardships created by this crisis. I was proud to help pass the CARES Act to provide these resources to our community, and I’ll continue to advocate for the Inland Empire as Congress debates next steps,” said Rep. Aguilar.
“This is wonderful news that will offer a welcome relief to our students and their families in the face of the threat of the coronavirus,” said CSUSB President Tomás Morales. “The funding will help our students live and pay for their essential needs, while keeping them attending CSUSB, as they deal with the effects of the COVID-19 pandemic. I am grateful for their support.”
“Our students will be our future scientists, doctors, nurses, and first responders, and they’re at home right now, eager to learn and fulfill their potential,” says San Bernardino Community College District Board of Trustees Chair, Dr. Anne Viricel. “We applaud the urgent action and bipartisan leadership of Congressman Aguilar, and our Inland Empire delegation, in passing the CARES Act to protect the well-being and future of our students, our families, and our communities,” said Dr. Anne Viricel, Chair of the SBCCD Board of Trustees.
“While the full extent of the financial disruption of the COVID-19 pandemic is still unknown, passage of the CARES Act is an important step in sustaining the capacity of our nation’s colleges and universities to provide higher education,” stated University of Redlands President Ralph W. Kuncl. “This critical funding will allow us to respond to the unprecedented financial and operational challenges of the pandemic, as we work to continue meeting the needs of our students, who represent the country’s future workforce.”
“Nearly 70 percent of our students receive financial assistance as they pursue their academic goals at Chaffey College. The COVID-19 pandemic has impacted our students greatly as many have lost their jobs and are struggling to make ends meet for themselves and their families. The college is still determining a methodology for funding allocation, however, we believe the funding should be distributed to our students most in need, particularly in the areas of technology and basic needs. The college’s Panther Care Program, which is designed to help our students who are food and housing insecure, will have an integral role in helping us determine the best way to distribute this funding,” said Dr. Henry Shannon, Superintendent and President of Chaffey College.
Rep. Aguilar serves as a Chief Deputy Whip in the House Democratic Caucus and as Vice Chair of the House Appropriations Committee, the committee responsible for allocating federal funds.
REDLANDS, CA—- As the Covid-19 pandemic continues, many Redlands senior citizens continue to need assistance.
The Redlands Community Senior Center and Family Services are currently distributing 120 meal packages to seniors every Wednesday at the center.
But the needs of low-income seniors and those at high risk, unable to leave their homes, is growing.
To assist, the City of Redlands Senior Services Division has teamed with the Redlands Community Foundation to establish a “Meals for Seniors Fund.”
Donations to the fund are used to provide a Meals on Wheels service with Senior Services Division employees and volunteers delivering lunch and providing a daily welfare check-in Monday through Friday. Every $30 donation provides meals for one senior citizen for a week. A separate supplemental package including food and sanitation supplies is also available for pickup at the senior center.
Donations to the Meals for Seniors fund may be made online at:
Two weeks ago, Congress passed phase three of its COVID-19 response, the CARES ACT, a $2 trillion stimulus package that has become most well-known for its direct payments of up to $1,200 for many Americans. These payments are a much-appreciated addition to the already enacted policies like the delayed tax deadline, deferred interest on student loan payments, updated paid sick leave policies, and other actions taken to ease the impact the pandemic is causing.
AntoineThompson
One of the policies that the media has largely neglected to cover is the impact of widespread forbearance – the term for when a mortgage servicer allows homeowners to temporarily pay at a lower rate or pause payments. During the current crisis, forbearance will serve as a significant relief for many middle and low-income families. The typical mortgage can add up to nearly 30 percent of the average American family’s income, and with many individuals temporarily out of work and impacted by COVID-19, forbearance allows those funds to be reallocated to immediate life-sustaining expenses like meals and medications.
Home ownership has long been a quintessential element of the American Dream. It is more than a place to live. It is a tangible path to the middle class – and arguably the greatest investment an individual can make. Furthermore, expanding access to home ownership is key to closing the gap between socioeconomic classes, providing new economic opportunities for families, and laying the foundation for success for aspiring homeowners.
However, an often unknown part of forbearance is that although homeowners around the country are receiving much needed relief, lenders and servicers are still obligated to pay principal, interest, taxes, and insurance, on the homeowner’s behalf. Given the nature of their business, this is potentially fatal for non-bank lenders.
Donnell Williams, President, NAREB
Non-depository mortgage servicers have limited liquidity access. And depending on the duration of the crisis at hand, non-bank servicers will not have the liquidity to advance mortgage payments at the high rate that will be necessary. This presents a challenge, considering more than half of all mortgages in recent years came from non-depository lending institutions-including larger parts of loans made to low-income families. If a solution for non-bank mortgage lenders is not found, we could backtrack on nearly a decade of housing gains and relief efforts, and require further government intervention to prevent a mortgage crisis that could mirror the events of 2008.
Now that the CARES ACT has been signed into law, it is important that regulators take the opportunity to clarify forbearance policy to not only provide needed economic relief to impacted homeowners, but also lay out guidelines for mortgage lenders to navigate this unprecedented challenge.
Unfortunately, policymakers failed to provide lenders and servicers with access to the necessary liquidity in the CARES ACT and puts the issue in the hands of regulators. Hours after Congress’ omission of liquidity to non-depository servicers, Ginnie Mae announced plans to provide liquidity in the market for servicers within the next two weeks. While this is a step in the right direction, regulators must provide additional guidance to protect lower-income Americans and allow servicers to prepare for the coming months.
Servicers open the door for homeownership for many American families. These institutions play a key role in market diversification and provide new opportunities for a diverse group of borrowers. It is essential that regulators and Congress work to ensure that non-bank lenders and servicers receive the necessary protections and have access to needed liquidity, allowing them to continue the important role they play in helping families realize the dream of homeownership.
Donnell Williams is president and Antoine M. Thompson is national executive director of the National Association of Real Estate Brokers (NAREB).
SAN BERNARDINO, CA—-Omnitrans will further reduce transit service on Monday, April 13 and has implemented additional safety procedures in response to the ongoing COVID-19 pandemic.
“Omnitrans has been designated an essential service, and we are committed to providing that service while protecting the safety of our employees and customers,” said Interim CEO/General Manager Erin Rogers. “As we continue to closely monitor this health emergency, the agency will make adjustments as needed to ensure that we achieve both of those goals.”
Under the new reduced service plan, detailed below, six routes will be eliminated, service frequency or trips will be reduced on four routes, and two routes will be operated with smaller minibuses. This plan is in addition to Omnitrans’ initial service reduction, which saw routes that regularly operate every 15 minutes operate every 30 minutes, and routes that typically operate every 30 minutes operate every hour. Since the inception of COVID-19 and the state of California “Stay at Home” order, Omnitrans ridership has decreased by approximately 65 percent.
Since last month, the agency has asked customers to board and exit buses through the rear doors to encourage social distancing and has stopped collecting fares (customers with disabilities continue to board via the front doors of the bus). Additionally, the agency has implemented a policy of 20 customers maximum per bus and requires face masks onboard in conjunction with the San Bernardino County health order mandating face coverings when leaving home.
Route
Areas Served
Change
Reason/Explanation
5
San Bernardino
Changed to 45-minute frequency
This schedule is being changed in conjunction with Route 7’s cancellation.
7
San Bernardino
Permanently Eliminated
This route was scheduled to be eliminated in September and is being implemented early due to low ridership and CSUSB closure.
12
San Bernardino, Rialto, Fontana, Muscoy
Use of smaller vehicles operated by contractor
Schedule and route will NOT change, Route will be operated with smaller Access vehicles due to low ridership.
20
Fontana, Unincorporated County
Permanently Eliminated
This route was scheduled to be eliminated in September and is being implemented early due to low ridership and Fontana HS closure.
29
Fontana Bloomington
Use of smaller vehicles operated by contractor
Schedule and route will NOT change, Route will be operated with smaller Access vehicles due to low ridership.
67
Fontana, Rancho Cucamonga
TEMPORARILY Eliminated
This route will be temporarily eliminated due to low ridership and school closures along the route.
80
Rancho Cucamonga, Ontario
TEMPORARILY Eliminated
This route will be temporarily eliminated due to low ridership, school closures, and decreased hotel and airport activity along the route.
81
Chino, Ontario, Rancho Cucamonga
Weekday short trips to Rancho Cucamonga Civic Center eliminated.
This short trip is being eliminated due to low ridership.
290
San Bernardino, Colton, Ontario, Montclair
TEMPORARILY Eliminated
Low ridership. This freeway express route has local route alternatives.
308 309 310
Yucaipa
308 Permanently Eliminated. 309/310 frequency reduced to 60 minutes
Route 308 was scheduled to be eliminated in September and is being implemented early due to low ridership. Routes 309/310 service frequency is being reduced due to low ridership.
365
Chino Hills
Saturday service 6 days/week; Sunday service on Sundays.
Route 365 service is being reduced to eliminate school trips due to closures; Sunday service will continue.
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