RIVERSIDE, CA—- COVID19 has taken a toll on our World in several different ways; from economics to families not able to say their final and proper good-byes to loved ones lost during this time due to the limit of how many people can attend funeral services. Speaking of funeral services, how prepared are you for when that times comes? Will your family be able to bury with a peace of mind knowing that everything for a suitable memorial is covered?
Some will say, “Yes, of course!”, many will say no, and some will say that they have life insurance, so doesn’t that cover funeral expenses? While Life insurance is great, it is different from pre-need insurance. Life insurance is for the living, while pre-need is for those who have passed. Life insurance seeks to give a degree of coverage and peace of mind for survivors of the insured; it is perpetual meaning that as long as you are alive you pay life insurance.
FEP Consultants helps clients to understand the difference between the two. Once clients know how life insurance and pre-need differs, FEP Consultants guides them in setting and locking in their desires on how they would like their life to be celebrated. For example, pre-need identifies cremation and burial. All that determines the casket, flowers, hearse, mortuary, embalming and more. The purpose of pre-need is to create peace knowing that all of your wishes are accounted for.
“I sleep much better knowing that Porsha will be available to present my heirs with my final wishes for less than what I used to spend daily on Starbucks,” Veronica Lawrence, FEP client, explains. “No car wash or selling dinners for loved ones. They can mourn and celebrate my life without having to experience additional or unnecessary financial or emotional stress or hardship. Best decision I made.”
FEP Consultants is the premier pre-need provider for memorial and burial services. They help families to keep their dignity. One of the most loving gifts you can give your loved ones is making arrangements in advanced. There is no need for car washes, selling dinner plates, creating GoFund Me accounts or just flat out begging. FEP Consultants can meet anyone’s budget; with them “no detail is too small”.
“What encouraged me to get a policy was seeing people holding signs asking for donations to bury a family member that had passed away,” Darryl Gross, FEP client, stated. “I couldn’t allow my family to go through such heartache and stress.”
Pre-need is completely transferrable, it goes whenever you go. Pre-need protects you from the negative effects of inflation by locking in the price of your service. It is customizable, allowing you to make changes according to the individual. Most importantly, you pay pre-need off; life insurance you can’t pay off.
For more information about Pre-need services and how you can set yours up, please contact Porsha Harris at (951) 269-3556 or visit www.fepconsultants.org.